10 Federal Student Aid Programs and Eligibility Requirements

4. Federal Work-Study

Federal Work-Study offers part-time jobs for students with financial need, allowing them to earn money to help cover education expenses. Eligible positions may be on campus or in approved community service roles. To qualify, file the FAFSA and indicate interest in work-study when prompted; the school then determines eligibility and awards a work-study amount if funds are available. Award letters specify a maximum yearly amount, but you only earn what you work. That means you must secure a job and log official hours; supervisors complete federal timesheets for pay. Work-study employers often offer flexible schedules around classes and experience related to your field of study. If you accept a work-study award but can't find a job right away, contact the student employment office for placement help. Note that some schools substitute payroll-funded campus jobs for federal work-study when federal funds are limited; confirm whether your position is federally funded or institutional. Finally, earnings from work-study are income and may affect future FAFSA calculations, so keep records for annual renewals.